What Do Background Checks Show?

Ever applied for a job and been told you’ll need to pass a background check? Maybe you’re a landlord renting out your property, or someone trying to hire a nanny. Either way, background checks are the gatekeepers of trust. 

But what do background checks actually show? Let’s break it down in plain English and get to the bottom of what gets revealed and what stays in the dark. 

Types of Background Checks 

Criminal Background Checks 

This is the most common type. It reveals your criminal record, including felonies, misdemeanors, arrests, and sometimes even pending charges. Employers use this to ensure they’re not hiring someone who might pose a risk. 

Employment Verification 

Said you worked at XYZ Corp from 2019 to 2023? A background check can verify if that’s true. Employers often check your work history to confirm dates, positions, and sometimes even performance. 

Education Verification 

This one’s a favorite when you claim a shiny degree. Employers check with schools to confirm your qualifications, degrees, dates of attendance, and graduation. 

Credit Checks 

Usually done for roles involving money (like finance or banking), a credit check shows your financial responsibility. Think payment history, credit score, debts, and bankruptcies. 

Identity Verification 

Want to make sure someone is who they say they are? Background checks can verify your full name, date of birth, Social Security number, and other key identifiers. 

Driving Records 

These checks reveal DUI charges, speeding tickets, license status, suspensions, and more. Crucial for positions involving driving. 

Professional License Checks 

Jobs in healthcare, legal, education, or skilled trades often require valid licenses. This part checks for active, expired, or revoked licenses. 

Social Media and Online Presence Checks 

This is a newer trend. Some employers dig into your public posts to get a sense of your character. While controversial, it’s becoming more common. 

What Information Is Shown in a Background Check? 

Personal Information 

You’ll see: 

• Full name 

• Date of birth 

• Address history 

• SSN (Social Security Number) match 

Criminal History 

Arrest Records 

Not all states show arrests, but if they do, it might include arrests even without conviction. 

Convictions 

Felonies and misdemeanors are fair game. This includes the nature of the crime and the sentencing details. 

Warrants 

Open or outstanding warrants might appear in some checks, especially law enforcement-level screenings. 

Employment History 

Shows where you’ve worked, for how long, and your job titles. Some even show reasons for leaving. 

Educational Background 

Verifies degrees and certifications. Fake diplomas don’t pass this test. 

Credit Report Details 

Includes: 

• Payment history 

• Credit card usage 

• Loans 

• Defaults 

• Bankruptcies 

Address History 

Often tied to your SSN, this can show where you’ve lived for the past 7–10 years. 

SSN Validation 

Checks whether your Social Security Number is valid, issued, and matches your identity. 

Sex Offender Registry Checks 

Very important for roles around children or vulnerable populations. Lists individuals convicted of sex crimes. 

Terrorist Watchlist and Sanctions Lists 

Background checks for government jobs or sensitive positions might check if you’re listed on any federal watchlists or under international sanctions. 

What Background Checks Don’t Show 

Let’s bust some myths. 

Expunged Records 

If a record is sealed or expunged, it legally doesn’t exist—and typically won’t appear. 

Juvenile Records 

Minor offenses committed as a juvenile are usually protected, unless you were tried as an adult. 

Bank Account Balances 

No one sees your bank account number or balance during a credit check. 

Political Views or Religious Beliefs 

Protected by law. These cannot be legally investigated or used against you. 

Who Conducts Background Checks? 

• Employers: To ensure workplace safety and reduce liability. 

• Landlords: To find reliable tenants. 

• Government Agencies: For security clearances and public trust positions. 

• Financial Institutions: To evaluate creditworthiness and fraud risk. 

Are Background Checks Legal? 

Yes—but they must follow strict rules. 

Laws and Regulations 

In the U.S., the Fair Credit Reporting Act (FCRA) governs background checks. In Europe, the General Data Protection Regulation (GDPR) adds privacy layers. 

Consent Requirements 

You must give written consent for a background check. No sneaky checks allowed.  

How to Prepare for a Background Check 

Check Your Own Records 

Run a self-check online. Sites like PPS let you see what others will. 

Correct Any Mistakes 

Found an error? Dispute it immediately through the credit bureau or record-holding agency. 

Be Honest on Applications 

Lying is a quick way to fail a background check. Be upfront—it builds trust. 

Common Myths About Background Checks 

• Myth: They show EVERYTHING
  Truth: Not even close. Lots of things stay private or require special permissions. 

• Myth: A single bad record ruins everything
  Truth: Context matters. Employers consider the nature and age of offenses. 

• Myth: Only criminals worry about background checks
  Truth: Even innocent people need to stay aware—errors happen. 

Conclusion 

Background checks aren’t about catching you out—they’re about building trust. Whether you’re job hunting, renting, or applying for a loan, knowing what’s in your record gives you an edge. Keep your history clean, correct errors, and always be honest. You’re not just a file—you’re a full story.